At commercialbridgingloan.co.uk, we are committed to conducting our business with integrity, transparency, and in full compliance with UK regulatory frameworks applicable to our operations. While we do not offer regulated financial advice or act as a lender or credit broker, we adhere to the highest standards in data protection, user transparency, and responsible business practices.
1. Our Role and Status
Commercialbridgingloan.co.uk is a lead generation platform that introduces users to third-party brokers. We ourselves are not FCA-authorised, as we do not carry out regulated activities under the Financial Services and Markets Act 2000 (FSMA). We do not provide credit, brokerage services, or advice, nor do we handle client funds.
All financial products promoted via this Website are non-regulated, typically involving commercial finance such as:
- Commercial bridging loans
- Development finance
- Auction loans
The financial products featured or discussed on this Website are strictly non-regulated and are typically offered to:
- Business loans to LTD companies (not sole traders/partnerships under £25k)
- High-net-worth loans where exemptions apply
- Some types of commercial finance
- (commercial bridge loans, auction finance, development finance, etc.)
- B2B-only lending where the borrower is not an individual
These products do not fall under the FCA’s regulatory remit and as such, users will not have access to protections under the Financial Ombudsman Service (FOS) or Financial Services Compensation Scheme (FSCS).
2. No Financial Advice
We do not provide regulated or unregulated financial advice or make personal recommendations. Any information provided on this Website is for general information purposes only and should not be considered as advice or guidance. We do not:
- Provide financial or mortgage advice
- Make product recommendations
- Assess suitability or affordability
- Arrange or administer financial products
All information provided on this Website is for general informational purposes only. If you are unsure about the suitability of any product, you should seek independent financial advice from a qualified professional before entering into any financial agreement.
3. Third-Party Broker Relationships
We only work with brokers and they are experienced in handling non-regulated financial products in the commercial lending sector. Once you submit your enquiry via this Website, your details will be passed to one or more third parties for the purpose of contacting you to discuss non-regulated financial products. However, we do not guarantee or accept liability for the advice, conduct or services provided by these third parties. All decisions you make following contact with a broker are made at your own discretion and risk.
4. Data Protection and GDPR Compliance
We are committed to safeguarding your personal data and complying with:
- The UK General Data Protection Regulation (UK GDPR)
- The Data Protection Act 2018
- Guidelines issued by the Information Commissioner’s Office (ICO)
We act as a data controller for the information you submit will be given to the broker – a data processor, our third-party partners.
5. Fair Use and Transparency
We are committed to:
- Ensuring our advertising and marketing materials are clear, fair, and not misleading
- Providing users with accurate and relevant information about non-regulated financial products
- Giving users full visibility of how their data will be used before they submit it
- Avoiding the use of pressure tactics or misleading claims
- Full transparency about the nature of our service
All marketing activity is conducted in accordance with the CAP Code and ASA guidance for financial promotions.
6. Limitation of Liability
CommercialBridgingLoan.co.uk is not responsible for:
- Advice or information given by the broker.
- Decisions made by lenders.
- Losses, claims, or issues arising from any loan agreement.
All agreements, terms, and obligations exist solely between you and the broker/lender.
7. Complaints Handling
Although we do not carry out regulated financial activities, we treat all complaints seriously. If you are dissatisfied with any aspect of your experience, you can contact us at:
Email: info@commercialbridgingloan.co.uk
Address: 156904, PO Box 7169, Poole, BH15 9EL
Please note: Complaints about the products or services offered by brokers or lenders should be addressed directly to those firms. If those firms are FCA-regulated, you may also have access to the Financial Ombudsman Service (FOS).
8. Ethical Standards
We operate with full respect for:
- Consumer protection principles
- Anti-money laundering (AML) laws
- Honest advertising codes (CAP Code)
- FCA Principles for Businesses (where applicable via third-party brokers)
9. Contact and Updates
We regularly review our compliance documentation and update it in line with changes in legislation, regulatory guidance, or internal practices. We regularly monitor our website, marketing practices, and third-party relationships to ensure continued compliance with all relevant UK laws and industry best practices. This Compliance Statement is reviewed and updated as necessary to reflect legal, regulatory, or operational changes.
If you have any questions about this Compliance Statement or our regulatory obligations, please contact our Compliance Officer at:
Email: info@commercialbridgingloan.co.uk
Compliance Officer: Denise Webster