Effective Date: 22.08.2025
Last Updated: 22.08.2025
1. What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They help the site function properly, remember your preferences, and collect information about how you interact with the website. Some cookies are essential, while others require your consent under the Privacy and Electronic Communications Regulations (PECR).
2. Types of Cookies We Use
We use the following categories of cookies:
A. Strictly Necessary Cookies
These cookies are essential for the operation of our website. They include, for example, cookies that enable you to use our live chat or submit an inquiry form.
- Lawful basis: Legitimate interest
- Consent required? No
B. Performance & Analytics Cookies
These cookies help us understand how visitors use our site (e.g. which pages are visited most often, how users navigate through the site). This helps us improve performance and user experience.
- Example: Google Analytics
- Lawful basis: Consent
- Consent required? Yes
C. Functional Cookies
These cookies allow the website to remember choices you make (such as live chat preferences) and provide enhanced features.
- Example: Tidio live chat cookies
- Lawful basis: Consent
- Consent required? Yes
D. Security & Anti-Spam Cookies
Used to protect our forms and website from spam and malicious abuse.
- Example: Google reCAPTCHA
- Lawful basis: Legitimate interest
- Consent required? No (per ICO guidance)
E. Marketing & Tracking Cookies
Used to track your browsing habits across websites for the purpose of showing you targeted ads or analysing the effectiveness of marketing campaigns.
- Examples:
- Facebook Pixel
- Google Ads (if used)
- Lawful basis: Consent
- Consent required? Yes
3. Cookies We Set (Example Table)
| Cookie Name | Purpose | Type | Duration | Provider |
|---|---|---|---|---|
| _ga | Google Analytics | Analytics | 2 years | |
| _gid | Google Analytics | Analytics | 24 hours | |
| __cf_bm | Security & Bot Detection | Security | 30 minutes | Cloudflare |
| fr | Facebook Pixel | Marketing | 3 months | Meta |
| TidioSID | Chat session ID | Functional | Session | Tidio |
| NID | reCAPTCHA tracking | Security | 6 months |
4. How to Manage or Withdraw Cookie Consent
When you visit our site for the first time, you will be shown a cookie banner asking for your consent to place non-essential cookies on your device.
You can:
- Accept all cookies
- Reject all non-essential cookies
- Customise your preferences
You can change or withdraw your consent at any time via our [Cookie Settings] link in the footer.
You can also manage cookies in your browser settings:
Please note that disabling certain cookies may affect site functionality.
5. Third-Party Cookies
Some cookies on our website are set by third parties. These include services such as:
- Google Analytics
- Google reCAPTCHA
- Facebook Pixel
- Tidio Live Chat
- Google Tag Manager
These third parties may use their own cookies to track your activity across different websites. We recommend you review their respective privacy and cookie policies.
6. Changes to This Policy
We may update this Cookie Policy from time to time to reflect changes in the law or our cookie usage. Please check back periodically.
7. Contact Us
If you have any questions about this Cookie Policy or how we use cookies, please contact:
? Email: info@commercialbridgingloan.co.uk